Acquisition Loans

Finance the purchase of another business.

1

Complete the form

Answer a few questions for us to understand your business' needs

2

We compare 100+ lenders

We will advise which options could be suitable for your business

3

You choose the offer that best suits you

We'll present any offers available for your business. You choose the one that best suits your business.

Apply Now

Please note the minimum requirement is £5,000.

Apply Now
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

What is an Acquisition Loan?

An Acquisition Loan helps entrepreneurs or businesses acquire an existing company, practice, or franchise. It enables growth through strategic purchase without using up all available cash reserves.

Types of Acquisition Loans

Loans can be structured as secured term finance, vendor-backed financing, or a mix of equity and debt. Funding may cover the full purchase or a portion, with additional working capital support post-acquisition.

Loan Calculator

Monthly Payment
£0.00
Total Repayment
£0.00

Identify the Funding Need

Working capital, expansion, stock purchase or covering cash flow gaps.

Compare Lenders

Compare Business Funding will explore the most suitable lenders based on your business profile, credit score, and loan amount.

Apply and Submit Documents

Complete the application form and our team will speak to you to fully understand your requirement and request the documentation required.

Agree the Terms

Once approved, you’ll receive an offer outlining the loan amount, repayment schedule, interest rate, and any fees involved.

Receive Funds and Repay

The funds are deposited into your business account. You then make the agreed repayments over the agreed term.

Compare Business Loans Deals Today

At Compare Business Loans, we make it easy to compare a full range of business loan options from top UK lenders.

Whether you're looking for unsecured business loans, secured loans, start-up loans, working capital finance, short-term business funding, or any other type of loan, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.

Compare now

Quick online quotes

Transparent fees and terms

Wide range of finance providers

No-obligation comparisons

Benefits of Acquisition Loans

It allows rapid business expansion, market entry, or client base growth. You can acquire a profitable, established operation with existing cash flow, saving the time and cost of starting from scratch.

Acquisition loans are used to purchase accountancy practices, dental surgeries, hospitality franchises, tech firms, or manufacturing businesses. They're also common in management buy-ins and succession planning.

Things You Need to Know

Due diligence is crucial. Lenders will review financials, client retention, legal liabilities, and transition plans. You may need to offer personal guarantees or assets as security.

FAQs

Can I finance 100% of the purchase price?

Sometimes, though many lenders prefer a partial deposit from the buyer.

What is vendor financing?

It’s when the seller agrees to accept payment in instalments, reducing upfront capital needed.

How long does it take to arrange an acquisition loan?

Typically 4–8 weeks, depending on complexity.

Do I need to show sector experience?

Yes, lenders want assurance you can manage the acquired business.

Are legal fees included in the loan?

In some cases, lenders allow legal and advisory costs to be rolled into the loan.

Disclaimer: Compare Business Loans helps UK firms find the right finance credit broker for access to business finance. Compare finds credit brokers, not lenders. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  

This website is operated by Spark Finance. Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).