Cash Flow Loans

Bridge gaps between income and expenses.

1

Complete the form

Answer a few questions for us to understand your business' needs

2

We compare 100+ lenders

We will advise which options could be suitable for your business

3

You choose the offer that best suits you

We'll present any offers available for your business. You choose the one that best suits your business.

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Please note the minimum requirement is £5,000.

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What is a Cash Flow Loan?

A Cash Flow Loan provides quick funding to address gaps in a business’s incoming and outgoing cash cycle. It’s ideal for businesses awaiting client payments or experiencing seasonal dips.

Types of Cash Flow Loans

These include unsecured business loans, revolving credit facilities, or short-term overdraft alternatives. The structure depends on how predictable your cash inflows are and your need for flexibility.

Loan Calculator

Monthly Payment
£0.00
Total Repayment
£0.00

Identify the Funding Need

Working capital, expansion, stock purchase or covering cash flow gaps.

Compare Lenders

Compare Business Funding will explore the most suitable lenders based on your business profile, credit score, and loan amount.

Apply and Submit Documents

Complete the application form and our team will speak to you to fully understand your requirement and request the documentation required.

Agree the Terms

Once approved, you’ll receive an offer outlining the loan amount, repayment schedule, interest rate, and any fees involved.

Receive Funds and Repay

The funds are deposited into your business account. You then make the agreed repayments over the agreed term.

Compare Business Loans Deals Today

At Compare Business Loans, we make it easy to compare a full range of business loan options from top UK lenders.

Whether you're looking for unsecured business loans, secured loans, start-up loans, working capital finance, short-term business funding, or any other type of loan, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.

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Quick online quotes

Transparent fees and terms

Wide range of finance providers

No-obligation comparisons

Benefits of Cash Flow Loans

Cash Flow Loans are often used in industries like marketing, professional services, e-commerce, and event planning—where revenue might be delayed due to billing cycles or upfront project costs.

Because the loan is typically unsecured and based on historical revenue, strong financial records are essential. Some lenders also require personal guarantees or director backing.

Things You Need to Know

Make sure to match the loan term to your payment cycles to avoid overlapping financial pressure.

FAQs

How fast can funds be released?

Often within 24 to 48 hours.

What credit checks are performed?

Both business and director checks are common.

Do I need to show invoices?

Sometimes, especially for invoice-based lending.

Can I top up the loan?

Some providers allow for repeat funding.

What are the repayment terms?

Typically 3–12 months.

Disclaimer: Compare Business Loans helps UK firms find the right finance credit broker for access to business finance. Compare finds credit brokers, not lenders. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  

This website is operated by Spark Finance. Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).