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Answer a few questions for us to understand your business' needs
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We will advise which options could be suitable for your business
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We'll present any offers available for your business. You choose the one that best suits your business.
A secured business loan is a form of finance where the borrowing is backed by a business or personal asset, such as commercial property, vehicles, or equipment. This collateral reduces the lender’s risk, making it possible for businesses to borrow larger sums at more favourable interest rates. Secured loans are typically used for major investments or long-term projects that require significant capital.
The most common types include commercial mortgages, equipment finance loans, and asset-backed term loans. In some cases, lenders may also secure loans against invoices or stock. Secured loans may be fixed-rate or variable, and structured with terms that align with the cash flow cycle of the business.
Working capital, expansion, stock purchase or covering cash flow gaps.
Compare Business Funding will explore the most suitable lenders based on your business profile, credit score, and loan amount.
Complete the application form and our team will speak to you to fully understand your requirement and request the documentation required.
Once approved, you’ll receive an offer outlining the loan amount, repayment schedule, interest rate, and any fees involved.
The funds are deposited into your business account. You then make the agreed repayments over the agreed term.
At Compare Business Loans, we make it easy to compare a full range of business loan options from top UK lenders.
Whether you're looking for unsecured business loans, secured loans, start-up loans, working capital finance, short-term business funding, or any other type of loan, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.
Quick online quotes
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One of the key advantages is access to larger loan amounts and lower interest rates due to the reduced lending risk. Secured loans can also have longer repayment terms, improving affordability and cash flow management. They provide businesses with the financial stability to plan for long-term growth.
Secured loans are often used for high-value purchases, such as acquiring business premises, investing in plant and machinery, or funding large-scale expansion. They are also suitable for refinancing existing debts to achieve more manageable repayments or better terms.
Providing collateral introduces the risk that the asset may be repossessed if repayments are not made. Lenders will require asset valuations and may impose additional legal and administrative costs during the loan setup. A strong financial history and clear purpose for the loan increase your chance of approval.
Common options include property, vehicles, machinery, or even intellectual property in some cases.
Yes, especially if you’re borrowing a substantial amount. Lenders want to see how the funds will be used.
Possibly, if you have valuable assets to secure the loan, lenders may be more flexible.
The lender has the legal right to seize and sell the secured asset to recover the outstanding amount.
Both are available; fixed rates offer predictability, while variable rates may start lower.
