Healthcare Business Loans

Funding tailored for healthcare providers.

1

Complete the form

Answer a few questions for us to understand your business' needs

2

We compare 100+ lenders

We will advise which options could be suitable for your business

3

You choose the offer that best suits you

We'll present any offers available for your business. You choose the one that best suits your business.

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Please note the minimum requirement is £5,000.

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What is a Healthcare Business Loan?

A Healthcare Business Loan is a specialist funding solution tailored to medical professionals and organisations operating in the healthcare sector. It supports practices and clinics with the financial flexibility required to grow, modernise, or stabilise operations.

Types of Healthcare Business Loans

These loans can be secured or unsecured, depending on the borrower’s circumstances. Options include asset finance for equipment, practice loans for expansion, working capital loans for day-to-day operations, or acquisition loans for buying out existing practices. Some providers also offer tailored finance for GP surgeries, dental clinics, optometrists, and physiotherapy practices.

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Monthly Payment
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Total Repayment
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Identify the Funding Need

Working capital, expansion, stock purchase or covering cash flow gaps.

Compare Lenders

Compare Business Funding will explore the most suitable lenders based on your business profile, credit score, and loan amount.

Apply and Submit Documents

Complete the application form and our team will speak to you to fully understand your requirement and request the documentation required.

Agree the Terms

Once approved, you’ll receive an offer outlining the loan amount, repayment schedule, interest rate, and any fees involved.

Receive Funds and Repay

The funds are deposited into your business account. You then make the agreed repayments over the agreed term.

Compare Business Loans Deals Today

At Compare Business Loans, we make it easy to compare a full range of business loan options from top UK lenders.

Whether you're looking for unsecured business loans, secured loans, start-up loans, working capital finance, short-term business funding, or any other type of loan, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.

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Quick online quotes

Transparent fees and terms

Wide range of finance providers

No-obligation comparisons

Benefits of Healthcare Business Loans

These loans help healthcare professionals access essential equipment, improve facilities, expand their service offering, or manage regulatory changes. Many lenders offer competitive terms and fast approvals due to the stable nature of the sector. It’s a highly tax-efficient way to finance modernisation and meet CQC or NHS standards.

Perfect for private practices needing to invest in diagnostic tools, hire new clinicians, expand premises, upgrade IT systems or cover cash flow between patient payments and insurance remittances.

Things You Need to Know

While healthcare lending is often lower-risk, you’ll still need to demonstrate profitability and compliance. Lenders may ask for regulatory certification or accounts for the past two years. Some loans may require a personal guarantee or debenture over business assets.

FAQs

Can I get finance for a dental chair or scanner?

Yes, asset finance options are available for all major medical equipment.

Do I need to be a qualified healthcare professional?

Yes, most lenders require the principal borrower to be certified or registered.

Are NHS contractors eligible?

Yes, especially if you’re in private practice or mixed services.

Is there a limit to how much I can borrow?

It depends on turnover, assets, and purpose, but six-figure loans are common.

Can I get funding for a new practice?

Yes, start-up and acquisition loans are available for new practices with a strong business plan.

Disclaimer: Compare Business Loans helps UK firms find the right finance credit broker for access to business finance. Compare finds credit brokers, not lenders. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  

This website is operated by Spark Finance. Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).