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Answer a few questions for us to understand your business' needs
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We will advise which options could be suitable for your business
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We'll present any offers available for your business. You choose the one that best suits your business.
A Merchant Cash Advance (MCA) offers funding based on future card sales. It's a flexible option for businesses with consistent card transactions, like retail, hospitality, and salons.
The advance is repaid via a fixed percentage of daily card takings, making it highly responsive to sales volumes. It is not a traditional loan, there’s no fixed term or interest rate.
Working capital, expansion, stock purchase or covering cash flow gaps.
Compare Business Funding will explore the most suitable lenders based on your business profile, credit score, and loan amount.
Complete the application form and our team will speak to you to fully understand your requirement and request the documentation required.
Once approved, you’ll receive an offer outlining the loan amount, repayment schedule, interest rate, and any fees involved.
The funds are deposited into your business account. You then make the agreed repayments over the agreed term.
At Compare Business Loans, we make it easy to compare a full range of business loan options from top UK lenders.
Whether you're looking for unsecured business loans, secured loans, start-up loans, working capital finance, short-term business funding, or any other type of loan, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.
Quick online quotes
Transparent fees and terms
Wide range of finance providers
No-obligation comparisons
Repayments adjust to revenue, easing cash flow pressure. It’s quick to access, doesn’t require assets as security, and approval is based more on sales data than credit history.
Used for stock purchases, refurbishments, seasonal costs, or marketing campaigns. Ideal for customer-facing businesses with variable income.
MCAs are more expensive than term loans, and not suitable for businesses without consistent card revenue. Repayments are taken automatically through your card processor.
Typically 50%–150% of your average monthly card takings.
Minimal, lenders focus more on card sales history.
Repayments drop too, since they’re percentage-based.
Not exactly, it's technically an advance on future revenue.
Yes, once a portion of the initial advance is repaid.
