Long-Term Business Loans

Stable financing with manageable repayments.

1

Complete the form

Answer a few questions for us to understand your business' needs

2

We compare 100+ lenders

We will advise which options could be suitable for your business

3

You choose the offer that best suits you

We'll present any offers available for your business. You choose the one that best suits your business.

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Please note the minimum requirement is £5,000.

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What is a Long-Term Business Loan?

A Long-Term Business Loan is designed for companies seeking capital for major investments or growth initiatives, with repayment periods ranging from 3 to 10 years or more. These loans offer stability and lower monthly repayments due to the extended terms.

Types of Long-Term Business Loans

This can include secured loans against business assets or property, development loans for infrastructure expansion, or structured repayment loans for equipment, premises, or acquisitions.

Loan Calculator

Monthly Payment
£0.00
Total Repayment
£0.00

Identify the Funding Need

Working capital, expansion, stock purchase or covering cash flow gaps.

Compare Lenders

Compare Business Funding will explore the most suitable lenders based on your business profile, credit score, and loan amount.

Apply and Submit Documents

Complete the application form and our team will speak to you to fully understand your requirement and request the documentation required.

Agree the Terms

Once approved, you’ll receive an offer outlining the loan amount, repayment schedule, interest rate, and any fees involved.

Receive Funds and Repay

The funds are deposited into your business account. You then make the agreed repayments over the agreed term.

Compare Business Loans Deals Today

At Compare Business Loans, we make it easy to compare a full range of business loan options from top UK lenders.

Whether you're looking for unsecured business loans, secured loans, start-up loans, working capital finance, short-term business funding, or any other type of loan, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.

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Quick online quotes

Transparent fees and terms

Wide range of finance providers

No-obligation comparisons

Benefits of Long-Term Business Loans

They are commonly used to finance large projects such as purchasing real estate, investing in plant and machinery, or expanding into new markets.

Long-term loans suit established businesses with a proven track record and stable cash flow. They often require more documentation and may come with covenants or financial performance criteria.

Things You Need to Know

Ensure you consider interest costs over the life of the loan, as well as any penalties for early repayment or breaches of conditions.

FAQs

What can I use the funds for?

Equipment, property, acquisitions, or business expansion.

Are personal guarantees required?

Often, depending on business performance and credit.

Is interest fixed or variable?

Both options are available.

Can the loan be repaid early?

Yes, though fees may apply.

Is collateral mandatory?

Usually, for larger amounts or longer terms.

Disclaimer: Compare Business Loans helps UK firms find the right finance credit broker for access to business finance. Compare finds credit brokers, not lenders. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  

This website is operated by Spark Finance. Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).