Hospitality Business Loans

Finance growth in the hospitality sector.

1

Complete the form

Answer a few questions for us to understand your business' needs

2

We compare 100+ lenders

We will advise which options could be suitable for your business

3

You choose the offer that best suits you

We'll present any offers available for your business. You choose the one that best suits your business.

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Please note the minimum requirement is £5,000.

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What is a Hospitality Business Loan?

A Hospitality Business Loan provides essential funding for businesses in the leisure, food, and accommodation industries. It is tailored to meet the unique seasonal and operational challenges of this fast-paced sector.

Types of Hospitality Business Loans

This can include unsecured working capital loans, asset finance for kitchen or bar equipment, refurbishment loans, EPOS system funding, and short-term bridging finance for seasonal cash flow. Some facilities are structured to accommodate fluctuating revenue.

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Monthly Payment
£0.00
Total Repayment
£0.00

Identify the Funding Need

Working capital, expansion, stock purchase or covering cash flow gaps.

Compare Lenders

Compare Business Funding will explore the most suitable lenders based on your business profile, credit score, and loan amount.

Apply and Submit Documents

Complete the application form and our team will speak to you to fully understand your requirement and request the documentation required.

Agree the Terms

Once approved, you’ll receive an offer outlining the loan amount, repayment schedule, interest rate, and any fees involved.

Receive Funds and Repay

The funds are deposited into your business account. You then make the agreed repayments over the agreed term.

Compare Business Loans Deals Today

At Compare Business Loans, we make it easy to compare a full range of business loan options from top UK lenders.

Whether you're looking for unsecured business loans, secured loans, start-up loans, working capital finance, short-term business funding, or any other type of loan, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.

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Quick online quotes

Transparent fees and terms

Wide range of finance providers

No-obligation comparisons

Benefits of Hospitality Business Loans

It allows for investment in renovations, recruitment, expansion, or promotional campaigns without tying up cash. It also supports compliance upgrades (e.g. health & safety) and enhances competitiveness in a crowded market.

Ideal for restaurants, hotels, cafés, pubs, and catering services needing to refurbish premises, invest in outdoor spaces, purchase commercial ovens or fridges, or hire seasonal staff.

Things You Need to Know

Due to the variable nature of income in hospitality, lenders will want to review trading history, occupancy or booking rates, and seasonal plans. Ensure your business plan reflects realistic revenue patterns.

FAQs

Can I get a loan to refurbish my restaurant?

Yes, there are tailored refurbishment finance products available.

Are seasonal businesses eligible?

Yes, provided you can show consistent annual turnover.

Can I finance new kitchen equipment?

Absolutely, asset finance is commonly used.

How quickly can I access funds?

Many providers offer approval and funding within 48–72 hours.

Do lenders work with pubs and bars?

Yes, particularly those with stable licensing and solid accounts.

Disclaimer: Compare Business Loans helps UK firms find the right finance credit broker for access to business finance. Compare finds credit brokers, not lenders. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  

This website is operated by Spark Finance. Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).