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Answer a few questions for us to understand your business' needs
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We will advise which options could be suitable for your business
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We'll present any offers available for your business. You choose the one that best suits your business.
A Retail Business Loan is designed to help independent shops, e-commerce brands, and high-street retailers grow and adapt to market changes. It provides capital for stock, marketing, premises, and digital transformation.
Funding can be structured as revolving credit, unsecured loans, inventory finance, or ePOS upgrades. Other types include merchant cash advances, which link repayments to card sales, allowing flexibility.
Working capital, expansion, stock purchase or covering cash flow gaps.
Compare Business Funding will explore the most suitable lenders based on your business profile, credit score, and loan amount.
Complete the application form and our team will speak to you to fully understand your requirement and request the documentation required.
Once approved, you’ll receive an offer outlining the loan amount, repayment schedule, interest rate, and any fees involved.
The funds are deposited into your business account. You then make the agreed repayments over the agreed term.
At Compare Business Loans, we make it easy to compare a full range of business loan options from top UK lenders.
Whether you're looking for unsecured business loans, secured loans, start-up loans, working capital finance, short-term business funding, or any other type of loan, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.
Quick online quotes
Transparent fees and terms
Wide range of finance providers
No-obligation comparisons
These loans help maintain healthy inventory, launch new product lines, update shop layouts, improve customer experience, and bridge gaps during quiet trading months.
Retail loans are commonly used for buying stock ahead of peak seasons, investing in online platforms, redesigning stores, or launching marketing campaigns.
Lenders will often assess turnover, sales history (especially for e-commerce), and payment processing trends. If your business accepts card payments, you may access more flexible options tied to sales performance.
Yes, many retailers use loans for stock management.
Yes, especially if you can show consistent online sales.
Options like merchant cash advances offer repayment flexibility.
Yes, unsecured loans are widely available in the retail sector.
They may be, if backed by trading history and clear business plans.
