Short-Term Business Loans

Quick access to funds for immediate needs.

1

Complete the form

Answer a few questions for us to understand your business' needs

2

We compare 100+ lenders

We will advise which options could be suitable for your business

3

You choose the offer that best suits you

We'll present any offers available for your business. You choose the one that best suits your business.

Apply Now

Please note the minimum requirement is £5,000.

Apply Now
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

What is a Short-Term Business Loan?

A Short-Term Business Loan provides immediate capital over a shorter period, typically from 3 months to 2 years. It is ideal for businesses needing quick access to funds to cover urgent needs, unexpected costs, or short-term opportunities.

Types of Short-Term Business Loans

These can include merchant cash advances, invoice financing, or straightforward unsecured loans. They're often used for bridging finance, managing temporary cash flow dips, or seizing limited-time opportunities such as stock purchases or renovations.

Loan Calculator

Monthly Payment
£0.00
Total Repayment
£0.00

Identify the Funding Need

Working capital, expansion, stock purchase or covering cash flow gaps.

Compare Lenders

Compare Business Funding will explore the most suitable lenders based on your business profile, credit score, and loan amount.

Apply and Submit Documents

Complete the application form and our team will speak to you to fully understand your requirement and request the documentation required.

Agree the Terms

Once approved, you’ll receive an offer outlining the loan amount, repayment schedule, interest rate, and any fees involved.

Receive Funds and Repay

The funds are deposited into your business account. You then make the agreed repayments over the agreed term.

Compare Business Loans Deals Today

At Compare Business Loans, we make it easy to compare a full range of business loan options from top UK lenders.

Whether you're looking for unsecured business loans, secured loans, start-up loans, working capital finance, short-term business funding, or any other type of loan, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.

Compare now

Quick online quotes

Transparent fees and terms

Wide range of finance providers

No-obligation comparisons

Benefits of Short-Term Business Loans

Short-term loans are popular among SMEs, particularly in retail, logistics, and services, where timing can be critical to success.

They tend to have faster approval processes, albeit with slightly higher interest rates due to the shorter term and higher risk.

Things You Need to Know

Before committing, assess the cost of borrowing, total repayment obligation, and whether your business can comfortably meet the instalments within the short term.

FAQs

How soon must I repay a short-term loan?

Typically between 3 to 24 months.

Is there a maximum borrowing limit?

Depends on turnover, but generally up to £250,000.

What industries commonly use these loans?

Retail, e-commerce, hospitality, and trades.

Are early repayments allowed?

Often yes, check for exit fees.

Can it be renewed or extended?

In some cases, depending on your repayment record.

Disclaimer: Compare Business Loans helps UK firms find the right finance credit broker for access to business finance. Compare finds credit brokers, not lenders. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  

This website is operated by Spark Finance. Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).