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Answer a few questions for us to understand your business' needs
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We will advise which options could be suitable for your business
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We'll present any offers available for your business. You choose the one that best suits your business.
A VAT Loan helps businesses spread the cost of their quarterly VAT bills over manageable monthly payments rather than paying the full amount in one go. This supports cash flow and avoids penalties for late payment.
These are typically short-term unsecured loans offered directly by lenders or through brokers who specialise in tax funding. They can be structured to pay HMRC directly or to reimburse the business once payment is made.
Working capital, expansion, stock purchase or covering cash flow gaps.
Compare Business Funding will explore the most suitable lenders based on your business profile, credit score, and loan amount.
Complete the application form and our team will speak to you to fully understand your requirement and request the documentation required.
Once approved, you’ll receive an offer outlining the loan amount, repayment schedule, interest rate, and any fees involved.
The funds are deposited into your business account. You then make the agreed repayments over the agreed term.
At Compare Business Loans, we make it easy to compare a full range of business loan options from top UK lenders.
Whether you're looking for unsecured business loans, secured loans, start-up loans, working capital finance, short-term business funding, or any other type of loan, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.
Quick online quotes
Transparent fees and terms
Wide range of finance providers
No-obligation comparisons
This finance is particularly helpful for businesses with fluctuating revenue or those that invest heavily in stock, machinery, or services before receiving payment from clients.
Industries like construction, professional services, and wholesale often use VAT loans to ensure compliance without disrupting day-to-day cash flow.
Review whether the lender offers rolling facilities for future quarters, and check the timing of repayments to avoid double obligations.
Yes, many lenders pay HMRC on your behalf.
Between 3 to 12 months.
Often, particularly for SMEs.
Yes, but terms may be stricter.
Interest costs can be classed as business expenses.
